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3 Reasons You Should Buy Life Insurance Online Today – KHTS Radio

Do you have life insurance, or have you been contemplating whether or not you need coverage? Some people, especially those who are single and childless, don’t think they need any type of insurance to cover the cost of their death. But life insurance is not solely for funeral expenses; it can be used to alleviate the burden of debt that could fall to your loved ones in the event of your passing, and it can be used as a capital gain that you invest in over time to use later. Below are three of the biggest advantages you can experience if you decide to buy your life insurance policy online.

Greater Options

When you look online for any type of insurance, you have the greatest control over the information you receive. Some people make the mistake of working with a contracted agent, but this limits their options because the agent is motivated to make a sale for their company. On your own, you get to take your time researching, comparing and finding the right type of plan for your budget and needs. This level of flexibility allows you to make a more confident choice that benefits you in the long run rather than sounding like a great deal in the moment.

Lower Rates

Looking for coverage online gives you access to a free quote from a variety of providers. Depending on your age and health, you can likely score a fantastic deal on a plan. Although you may have certain health factors working against your low rates, you can comparison shop and ensure that you get the plan with the greatest death benefit and most affordable premiums. The bottom line of any life insurance policy is getting a decent payout for your loved ones. Funeral expenses, debt, college tuition and more are all potential uses for the death benefit your beneficiaries receive. You can also consider the cash value of your policy depending on the viatical settlement providers you choose, if you decide you may need to take advantage of later on.

More Flexibility for the Future

Different types of life insurance have advantages for both policyholders and beneficiaries. While your death benefit is the most important figure after your passing, there are many types of coverage that offer a cash value you can use for retirement, income replacement or to pay down debt. As your health, needs and family changes, you can immediately turn to the internet to explore your options. You may decide that a certain policy is worth paying for now so you can take the cash value in a few years; others may find an option that they pay on for decades and keep until they pass. There is no wrong option, but you should take your time to carefully consider how each policy can benefit both your beneficiaries after your death and you while you’re alive. Don’t worry if you decide that a simpler plan is the right choice for the time being; you can always change your policy and upgrade for a better plan, but gaining peace of mind and taking care of your loved ones is most important.

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KHTS FM 98.1 and AM 1220 is Santa Clarita’s only local radio station. KHTS mixes in a combination of news, traffic, sports, and features along with your favorite adult contemporary hits. Santa Clarita news and features are delivered throughout the day over our airwaves, on our website and through a variety of social media platforms. Our KHTS national award-winning daily news briefs are now read daily by 34,000+ residents. A vibrant member of the Santa Clarita community, the KHTS broadcast signal reaches all of the Santa Clarita Valley and parts of the high desert communities located in the Antelope Valley. The station streams its talk shows over the web, reaching a potentially worldwide audience. Follow @KHTSRadio on Facebook, Twitter, and Instagram.

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Source: Google | Insurance News

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